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URL:https://www.learndesk.us/class/6697955492888576/lesson/477f63159d9a4d710b3c9a63b653d74b?ref=outlook-calendar
SUMMARY:Standard Policy Features
DTSTART;TZID=America/Los_Angeles:20260515T190000
DTEND;TZID=America/Los_Angeles:20260515T200000
LOCATION:https://www.learndesk.us/class/6697955492888576/lesson/477f63159d9a4d710b3c9a63b653d74b?ref=outlook-calendar
DESCRIPTION: 
Content
Policy types
Coverage
Deductibles
Homeowners’ policies

Content
The content of a policy explains in detail what is covered and to what extent. If the policy does not include a specific peril or threat, then a loss caused by that peril will not be covered. For example, if the property is located in Florida, where hurricanes are prevalent, but a policy does not include coverage for hurricanes, then the homeowner will be responsible for repairing damage to the home caused by a hurricane. The same is true for mold. Many homeowners’ policies specifically exclude coverage for mold. Therefore, if mold is discovered in the home, the insurance policy will not cover the cost of remediating the mold or for the loss of the use of the home while the mold is being remediated.
Declarations. The declarations page includes the basic details of the policy, effective dates, deductibles, endorsements, and the name of any mortgagee. It also states the insurance rating of the...

https://www.learndesk.us/class/6697955492888576/lesson/477f63159d9a4d710b3c9a63b653d74b?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
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