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URL:https://www.learndesk.us/class/6620336978132992/lesson/964b7a166a8ed5ad00eda1053108009c?ref=outlook-calendar
SUMMARY:Sales Contracts: Part 2
DTSTART;TZID=America/Los_Angeles:20260516T190000
DTEND;TZID=America/Los_Angeles:20260516T200000
LOCATION:https://www.learndesk.us/class/6620336978132992/lesson/964b7a166a8ed5ad00eda1053108009c?ref=outlook-calendar
DESCRIPTION: The seller is responsible for making the disclosures, but the buyer must exercise due diligence in the reading and understanding of them. The agent’s responsibility is to make sure the disclosures are made.
Flood insurance. The Natural Hazards Disclosure law requires sellers to disclose if the property is located in a flood zone and whether flood insurance will be required. While there is no mandated language for the disclosure, it should notify the buyer that a mortgage lender may require flood insurance and that the National Flood Insurance Program provides flood insurance at premiums based on the risk of flooding where the property is located. It should also state that the buyer should not rely on the premium amounts paid by the seller as an indication of the premium the buyer will pay.
Property tax. Florida statute 689.261 requires the inclusion of a property tax disclosure summary with the standard disclosure form, inserted in the contract or as a separate document. The...

https://www.learndesk.us/class/6620336978132992/lesson/964b7a166a8ed5ad00eda1053108009c?ref=outlook-calendar
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