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URL:https://www.learndesk.us/class/6247818232594432/lesson/81e9491007c82deae12a07d1f70445bc?ref=outlook-calendar
SUMMARY:Unit 8 - Short Term or Long Term?
DTSTART;TZID=America/Los_Angeles:20260405T190000
DTEND;TZID=America/Los_Angeles:20260405T200000
LOCATION:https://www.learndesk.us/class/6247818232594432/lesson/81e9491007c82deae12a07d1f70445bc?ref=outlook-calendar
DESCRIPTION: 

Becoming Sick or Injured


Disability can continue to drain your resources or prevent you from making a living that way any longer.
Some say “my family will take care of me” or “I really don’t care, I’ll fund it when the time comes.”

If you can’t afford the premium (a few hundred)/month), then you can’t afford the event (thousands/month)
Even if you have the money to self-insure, why would you?

It is almost always more cost-effective to transfer the risk than to reserve it for yourself
Reserving $200,000 that could be used for other things.
Losing the potential to return a return on those funds if invested







https://www.learndesk.us/class/6247818232594432/lesson/81e9491007c82deae12a07d1f70445bc?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
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