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URL:https://www.learndesk.us/class/6195625790013440/lesson/8989ea055c93b6481d730ae86aa0aa6f?ref=outlook-calendar
SUMMARY:Avoiding Debt
DTSTART;TZID=America/Los_Angeles:20260511T190000
DTEND;TZID=America/Los_Angeles:20260511T200000
LOCATION:https://www.learndesk.us/class/6195625790013440/lesson/8989ea055c93b6481d730ae86aa0aa6f?ref=outlook-calendar
DESCRIPTION: 

Debt normally falls into three categories: safe debt, toxic debt, and survival debt.
Safe Debt
Safe debts are also known as secured debts; those that involve collateral. Collateral, or security, is something that has at least as much value as the amount of money you want to borrow. You put up that item to guarantee that you will pay the borrowed money back. The best example of a secured debt is your home. Your mortgage is safe debt because you have promised the lender that if you are unable to make your payments, they can take the collateral instead--your house and the land it sits on. Secured debt provides you a safety net, a way out.
Toxic Debt
Toxic debt is a debt you take on with only your signature, not requiring collateral. Toxic debt typically comes with making purchases using a high-interest-rate credit card and paying only the minimum monthly payment. Toxic debt usually occurs as a result of spending sprees, impulse buying, and emotional purchases.
Survival Debt
Survival...

https://www.learndesk.us/class/6195625790013440/lesson/8989ea055c93b6481d730ae86aa0aa6f?ref=outlook-calendar
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