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URL:https://www.learndesk.us/class/5665191792476160/lesson/31b149e9b9395f134b7ae31e85e53169?ref=outlook-calendar
SUMMARY:Section 4:  Step Three - Create a Monthly Spending Plan that Works for You
DTSTART;TZID=America/Los_Angeles:20260509T190000
DTEND;TZID=America/Los_Angeles:20260509T200000
LOCATION:https://www.learndesk.us/class/5665191792476160/lesson/31b149e9b9395f134b7ae31e85e53169?ref=outlook-calendar
DESCRIPTION: 
This section and new focuses on creating a monthly budget and utilizes the "Monthly Budget Worksheet" tool from The Budget Kit workbook. This concept and worksheet will help you be proactive with your forecasting or projecting those anticipated expenses for the upcoming month.
This helps you plan the month ahead of time to anticipate if you may be short a particular month, have extra, or just barely make it. With this knowledge ahead of time, you can start making decisions and arrangements early to prevent last-minute emergencies and once again adding more to the credit card.
The focus is on all expenses, not just the known Fixed Expenses that everyone knows by heart. The printable PDF worksheet downloads, provided with this course, include a separate worksheet for every month of the year. These separate worksheets for every month allow for anticipating the specific variances and unusual expenses that come up in different months.
There is also a corresponding "Budget Kit in Excel...

https://www.learndesk.us/class/5665191792476160/lesson/31b149e9b9395f134b7ae31e85e53169?ref=outlook-calendar
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