Malia and Cheryl are both police officers in Springfield, Ohio. they graduated together from the academy six months ago. Recently Cheryl has noticed that Molly has been stressed and has been asking for a lot of overtime she decided to talk to her friend and co worker Molly tell Cheryl that she has been having a lot of financial difficulty. She used credit cards while she was in school and has gotten a huge amount of debt. Now that they have been out of school for six months, the student loan companies are wanting payments. Also, she didn't realize the hole that she had dug herself into and now she is paying for it.

Cheryl tells Molly that she will help in any way they can. Together they contact Molly's student loan providers and they work out a payment plan that fits in Molly's budget. They also organize all of Molly's bills and she starts to pay them off one by one. Molly is so grateful for Cheryl's help and level of headedness.