Tony kins, you're here once again and asking what's next? If the first three lunch on the go lessons are behind you, you're now thinking about what's next to avoid having financial pain in your future. lesson four presumes you increasingly understand what needs to happen to have a worry free and financially secure retirement, you know, it's going to take time and discipline. If you haven't completed the three lessons, try and get back to them as soon as possible. If you haven't yet enrolled in lunch on the go, maybe less than four is the incentive to get you started. The next course in the series is a sit down meal.

This is where I go into far greater detail with my thoughts and ideas about the eight questions, you'll find 18 video lessons across four modules. If you watch all of them without a break, it'll take over two and a half hours from start to finish. Yes, it's going to cost you a few bucks more. But if a normal retirement is going to require several hundred thousand dollars, These could be the best dollars you ever spend. When you reach retirement, you really don't want to experience financial pain that could have been avoided. When you watch the quick snack videos, you've heard my reasons for using food as a metaphor when it comes to avoiding financial pain in retirement.

Well, just like food helps remove hunger pain, the sit down meal course will expose you to ideas that minimize financial pain. Lunch on the go may not be enough for some of you. Even if you're still years away from retirement. If you don't build out your roadmap the right way. You're looking at frustration, stress and disappointment. There is no magic bullet short of buying a winning lottery ticket.

I suspect none of you have done that yet, because if you had chances are you wouldn't be listening to me right now. So it follows that without a magic bullet, it falls on you to find a solution. Meanwhile, the clock keeps ticking and at some point you'll be compelled to switch over from working from money to having money work for you. This chart shows projected retirement savings shortfalls in about 30 years. For those of us in the US, it's estimated at 130 $7 trillion. However, with good planning, hopefully you won't be contributing to that number.

It would be great if we could save enough investment without risk of loss and have tons of money in the bank when we retire. That may be unrealistic. So instead, we have to find ways to lower the cost of retirement. how this plays out for you depends to some extent, on your current age and your savings habits. Unless you work to resolve that how much money is enough question. Then expect financial pain down the road to get beyond the basics and increase your chances of a worry free and financially secure retirement.

I hope you'll look closely at course number three a sit down meal. The last thing you want is to find yourself without enough money to keep going It's up to you to decide what's next. It's a binary choice to make. One you do what's necessary to increase your chances of a worry free and financially secure retirement or to you don't. Whatever you decide is fine with me. I know I've done everything I can to ensure my personal success.

I'm giving you a way to learn what you must do to have a similar outcome. Meanwhile, your challenge is to have fun, enjoy your journey through life and have a wildly successful retirement.