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URL:https://www.learndesk.us/class/5224100152737792/lesson/d331b9c6b24f62b8ed4bf57de3496ad9?ref=outlook-calendar
SUMMARY:Foreclosures
DTSTART;TZID=America/Los_Angeles:20260515T190000
DTEND;TZID=America/Los_Angeles:20260515T200000
LOCATION:https://www.learndesk.us/class/5224100152737792/lesson/d331b9c6b24f62b8ed4bf57de3496ad9?ref=outlook-calendar
DESCRIPTION: Enforcement 
All liens can be enforced by the sale or other transfer of title of the secured property, whether by court action, operation of law, or through powers granted in the original loan agreement. The enforcement proceedings are referred to as foreclosure. State law governs the foreclosure process. Broadly, a statutory or court-ordered sale enforces a general lien, including a judgment lien. A lawsuit or loan provision authorizing the sale or direct transfer of the attached property enforces a specific lien, such as a mortgage. Real estate tax liens are enforced through tax foreclosure sales or tax sales.
The defaulting borrower may also offer the lender a deed in lieu of foreclosure to avoid the foreclosure process, but the lender does not have to accept it. Finally, there is the option of a short sale, which also avoids foreclosure but must be agreed to by the lender and borrower.
Foreclosure 
Three types of foreclosure processes enforce mortgage liens:

judicial...

https://www.learndesk.us/class/5224100152737792/lesson/d331b9c6b24f62b8ed4bf57de3496ad9?ref=outlook-calendar
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