I'm Alan freezin, I have another benefit tip to help you get the best value out of your group Benefit Program. This one's a little different. I get asked quite often, Alan, I'm a small business owner. Is it better that I have individual or family plans for each of my folks? Or should I have a group benefit program? That's a really good question.

Sometimes an individual plan is better value than a group plan. There's two main advantages of choosing an individual or family plan instead of a group plan. One is you can just pick who goes on that program. You got four employees, but you only want one of them to have coverage than an individual plan is the solution to sometimes the cost is better on the individual plan. It will only be true if it's a very small family, but sometimes that's the case. A group plan However, if you can make it work, and the disadvantage of a group plan is all the employees have to be included.

But the advantage is that one the cost is generally Better to there's no medical underwriting. So nobody asks a medical question everybody's guaranteed to get the coverage. Three, the coverage is normally broader. And then fourth, the administration is way easier on a group plan than it is on an individual plan. So those are really the differences you have to consider when looking at either an individual plan or a group plan. If I can help you with any additional information, please do contact me.

My contact information is right here. look me up on Google Plus or LinkedIn, or check out my website Alan freezin comm hope that's valuable to you. Thanks much.