Let's do conversation. Analysis. Whoo hoo hoo. Let's go back and look at the two conversations we did a little while ago and talk about them. Conversation number one, Ted, you've changed when we first got married. You never wanted us to live beyond our means.
Laura. I need to have nice things. Do you really expect me to live without 50 Louis Vuitton handbag, Ted? We've been living beyond our means for too long, baby. The money's all gone. All right.
So Ted, he seems to be the more financially responsible person. He says you've changed when we first got married. You never wanted us to live beyond our means. Well, he could have said you changed when we first got married you never wanted us to spend more than we earned. Then he closes and stops the conversation when he says we've been living beyond our means for too long baby. He could have said we've been trying to live the high life on a low salary for too long baby.
The money's all gone. Now Laura, she seems to love her handbags. And I don't think she's buying the handbags at a discount store. She wants Louie Vuitton handbags. I'm not a handbag expert, but I'm pretty sure these handbags cost hundreds of dollars. hundreds of dollars.
Okay, so Laura just loves the handbags. She loves them so much that she's she just ignores that, you know, they can't afford them. They don't have the money available to spend on those things. So they must have a A lot of debt, I'm going to guess when she goes to buy these handbags. She whips out the credit card. The credit card is just another form of debt, money that you have to pay back later.
And if you don't pay it back soon or right away, they charge you interest. Depending on your country, depending on the credit card company, it could be up as high as 2030, maybe even 40% depending on how risky you are to that bank. Hmm. So Ted is the more financially responsible one in this conversation. And Laura, not so much. They've been married for a while when they started out.
Seems like maybe they had a clear view for the future. They were going to live financially responsibly and do things that would make their lifestyle more stable. But now the money's all gone. Alright, let's move to conversation number two, Sue. Our company has been living beyond its means for the past five years. Donald, I know what you mean.
Things are going to change around here very quickly. So I hear there will be big cutbacks do they do to the company's choice to live beyond its means? Here we go. Another situation whether using the idiom living or live beyond your means. So Sue said, Our company has been living beyond its means for the past five years. She could have said Our company has been going into debt like crazy for the past five years.
Sue also said, I hear there will be big cutbacks due to the company's choice to live beyond its means. She could have said, I hear there will be big cutbacks, due to the company's choice to spend more money Then it can afford. So let's talk about this conversation. One word that jumps out is cutbacks. And it's just not any kind of cutbacks. It's big cutbacks.
Cutbacks in this situation in this scenario with the company means more likely than not, a lot of people are going to get fired, because the company is hurting financially. So if they don't have enough money to pay for things, that means they don't have enough money to pay their employees. So they're gonna have to cut back they're gonna have to fire some employees. Sometimes they also say downsize, which just means make the company smaller, and I'd have to pay out so much money. So there's going to be big cutbacks in this company. Because the company has chosen to live beyond its means.
It has decided to spend more money than it can afford. For the past five years, this company has been living beyond its means. And specifically, they've been going into debt like crazy. Who knows, maybe this company was trying to grow. Maybe they acquired a new company or a whole bunch of new employees are started a new section in the company and they thought that the product was going to take off and be really successful, but turns out that all of their spending and living beyond their means didn't work out. So they didn't have enough money coming in to cover the lifestyle and how they wanted the company to be.
Okay. We just did conversation analysis. I thought it was great.