Let's start with conversation. great conversation number one who pictures, purses banks. Let's find out what's going on. Ted, you've changed when we first got married. You never wanted us to live beyond our means. Laura, I need to have nice things.

Do you really expect me to live without 50 Louis Vuitton handbags? Ted? We've been living beyond our means for too long, baby. The money's all gone. Conversation number two who a little more serious. Soon.

Our company has been living beyond its means for the past five years. Donald, I know what you mean. Things are going to change around here very quickly. Soon. I hear there will be big cutbacks due to the company. His choice to live beyond its means.

So we did two conversations. Don't worry if you had a question or if there was a word that you didn't understand because we're going to come back in a few minutes and explain everything. All right, we just did conversation.