Another write you have is that you have the right to know what is in your file or on your credit report. Now this is offered or mandated and offered for free through annual credit report comm which is the only official credit report you have. You can get your free credit reports from each bureau online through the online portal, or you can send for it through the mail. Now you must provide proof of social security number, proof of your date of birth, proof of your address and proof his name. Not proof of social security number can come in a variety of fashions, a W two, a 1099, a pay stub or a passport. All consumers are entitled to one free credit report each year upon request through each nationwide credit bureau in from the nationwide specialized consumer reporting agencies.

This is mandated by the FCRA. Please be aware of that if you were to Google free annual report, most likely the first item that comes up will be free credit report calm. This is offered by Experian and he is not free