Fake News number eight Credit Karma is a great way to get a complete picture of your credit history. Nope, not their ads, what is your credit score are at best deceiving. If they give you two scores, you have no idea what credit scores to use. Do you average the two? No you don't. You have three credit scores and the credit score creditors will use for a mortgage will be the middle score.

With Credit Karma there is no middle score. They only pull from two bureaus Equifax and TransUnion and do not pull from Experian. As I've noted previously in this course, that can be a big issue. They're a form of credit scoring is not based on anything that credit the creditors utilize to determine your credit worthiness. The only thing you can truly determine from Credit Karma is whether you You are getting better or getting worse.