And we go on to question number seven paying off installment credit accounts early will improve your credit score. No it does not improve your credit score through just a real basic answer to that. Paying off credit cards does paying off installment does not. Question eight, your age, income and gender have no effect on your credit score. That is true. I don't care how old you are.

Whether you make a million dollars a year or you make nothing and whatever type of gender you are, does not have does not affect your credit score. Question nine The item has to be removed from your credit report if it is inaccurate, unverifiable and obsolete. The answer to this question is all of the above. If it is inaccurate, obviously inaccurate information cannot stay on the credit report so it must be corrected or removed. unverifiable. So the Bureau's contact the creditors, and they can't verify that information they have on a credit report, again, must be removed, obsolete.

If an item is over seven years old. Typically, it's going to be removed. Number 10. In order to determine your final score, they can use your age, your sex, your race. Or your zip code? which one can they use?

The short answer is your zip code.