I have worked in the credit field since 1988, working in real estate mortgages, defending the public against unscrupulous debt collectors, and credit education, credit repair. I've had a radio show broadcast in all 50 states, working with entrepreneurs in building their credit to include an Academy Award winner. I teach realtors on credit for continuing education. I speak on this topic, and I have written a book. What I have found is that very few people have a working knowledge of credit and credit scoring, not even bank presidents. But something that affects our lives on a daily basis should be discussed and you should have the knowledge to make informed decisions.

Everybody needs this knowledge and if this course can squeeze out a few more points for you on your final score, that it will be well worth the price you paid many times over. Now is there not one for wasting much time. Let's get going