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URL:https://www.learndesk.us/class/4960291886465024/lesson/2f665c93541c4e4fc73ac66bc2adafa7?ref=outlook-calendar
SUMMARY:Florida Fair Lending Act (494.0078-494.00797)
DTSTART;TZID=America/Los_Angeles:20260515T190000
DTEND;TZID=America/Los_Angeles:20260515T200000
LOCATION:https://www.learndesk.us/class/4960291886465024/lesson/2f665c93541c4e4fc73ac66bc2adafa7?ref=outlook-calendar
DESCRIPTION: Florida Fair Lending Act
• To protect against equity-based rather than income-based lending • To protect against unreasonable and unnecessary loan terms • Prohibits o prepayment penalties o default interest rate o balloon payments for terms less than 10 years o negative amortization o prepaid penalties o extending credit regardless of the borrower's payment ability o due-on-demand clause for high-cost loans o refinancing within the first 18 months of the loan o recommendation of default • Certain disclosures to borrowers required

https://www.learndesk.us/class/4960291886465024/lesson/2f665c93541c4e4fc73ac66bc2adafa7?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
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DESCRIPTION:Class Reminder
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