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URL:https://www.learndesk.us/class/4746122453057536/lesson/a080b8acd3d433ef995fb4fa3c147e32?ref=outlook-calendar
SUMMARY:Real Estate Settlement Procedures Act
DTSTART;TZID=America/Los_Angeles:20260405T190000
DTEND;TZID=America/Los_Angeles:20260405T200000
LOCATION:https://www.learndesk.us/class/4746122453057536/lesson/a080b8acd3d433ef995fb4fa3c147e32?ref=outlook-calendar
DESCRIPTION: 
TRID
Information booklet
Loan Estimate
Mortgage servicing disclosure
Closing Disclosure
Disclosures after settlement
Limits on escrow accounts
Referral fees and kickbacks

The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute enacted in 1974. Its purpose is to clarify settlement costs and to eliminate kickbacks and fees that increase settlement costs. RESPA specifies certain closing procedures when a purchase:
 involves a residential property, including one- to four-family residences, cooperatives, and condominiums;  involves a first or second mortgage lien; and  is being financed by a "federally-related" mortgage loan, which includes loans made by a federally-insured lender; loans insured or guaranteed by the VA or FHA, loans administered by HUD, and loans intended to be sold to FNMA, FHLMC, or GNMA.
RESPA regulations do not apply to transactions being otherwise financed except in the case of an assumption in which the terms of the assumed loan are...

https://www.learndesk.us/class/4746122453057536/lesson/a080b8acd3d433ef995fb4fa3c147e32?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
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