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URL:https://www.learndesk.us/class/4746122453057536/lesson/1ecf2fde4a6bb7de27ede42e73617e0f?ref=outlook-calendar
SUMMARY:Fair Credit and Lending Laws
DTSTART;TZID=America/Los_Angeles:20260406T190000
DTEND;TZID=America/Los_Angeles:20260406T200000
LOCATION:https://www.learndesk.us/class/4746122453057536/lesson/1ecf2fde4a6bb7de27ede42e73617e0f?ref=outlook-calendar
DESCRIPTION: 
Equal Credit Opportunity Act
Consumer Credit Protection Act
Truth-in-Lending and Regulation Z
Real Estate Settlement Procedures Act

Equal Credit Opportunity Act
ECOA prohibits discrimination in extending credit based on race, color, religion, national origin, sex, marital status, age, or dependency upon public assistance. A creditor may not make any statements to discourage an applicant on the basis of such discrimination or ask any questions of an applicant concerning these discriminatory items. A real estate licensee who assists a seller in qualifying a potential buyer may fall within the reach of this prohibition. A lender must also inform a rejected applicant in writing of the reasons for denial within 30 days. A creditor who fails to comply is liable for punitive and actual damages. Other details of this act were discussed earlier.
Consumer Credit Protection Act
The Consumer Credit Protection Act (CCPA) is a comprehensive federal law composed of a number of specific acts...

https://www.learndesk.us/class/4746122453057536/lesson/1ecf2fde4a6bb7de27ede42e73617e0f?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
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