BEGIN:VCALENDAR
VERSION:2.0
CALSCALE:GREGORIAN
BEGIN:VEVENT
URL:https://www.learndesk.us/class/4710515286736896/lesson/a37169faa20dcd7508284457c76a59cd?ref=outlook-calendar
SUMMARY:10 Outstanding Ideas
DTSTART;TZID=America/Los_Angeles:20260407T190000
DTEND;TZID=America/Los_Angeles:20260407T200000
LOCATION:https://www.learndesk.us/class/4710515286736896/lesson/a37169faa20dcd7508284457c76a59cd?ref=outlook-calendar
DESCRIPTION: 1. Get out of debtPay your debt before it is due. Then make an extra payment on principle only. Contact your bank or loan provider on ways to pay off the principal. This will reduce your debt quicker and eliminate paying those interest rates. 
2. Consolidate your debt.If you have more than one loan or credit card, put them into one loan. Many credit card companies will be happy to do this for you. Contact them. 
3. Check your interest rates on your loans and credit cards. Look for better cards or loans. 
Companies don't like competition. If you are having a hard time finding a new bank, credit card, etc. with better rates, call the one you have now and simply ASK. 
Often companies depend on the fact that you aren't paying attention and will get what they think they can from you. 
I have done this with my internet bill. When it went up, I called and said I wasn't happy and wanted to cancel. They quickly found a better plan at a cheaper...

https://www.learndesk.us/class/4710515286736896/lesson/a37169faa20dcd7508284457c76a59cd?ref=outlook-calendar
STATUS:CONFIRMED
SEQUENCE:3
BEGIN:VALARM
TRIGGER:-PT10M
DESCRIPTION:Class Reminder
ACTION:DISPLAY
END:VALARM
END:VEVENT
END:VCALENDAR